Whether you've previously applied for an income-driven repayment (IDR) plan or you're thinking about it, since the release of Revised Pay As You Earn (REPAYE) in December 2015, the application has become more complex. In several of the Student Loan Repayment FAQs, we refer to specific sections of the new IDR application. We have included it here for your reference. You can also apply electronically at StudentLoans.gov.